HUD Enforces LGBT Rule for First Time

In a historic move, the Office of Housing and Urban Development settled its first action against a lender regarding the Equal Access Rule.

The Rule (Equal Access to Housing in HUD Programs Regardless of Sexual Orientation or Gender Identity) “prohibits lenders from basing eligibility determinations for mortgage loans insured by the Federal Housing Administration (FHA) on actual or perceived sexual orientation, gender identity or marital status.  HUD’s Equal Access rule applies to all housing programs administered by the Department”.

This particular case involved a lesbian couple in Florida who was denied a mortgage by the Bank of America because they were not married. The Bank of America has agreed to pay $7,500 to HUD and revise employee training and lending materials, among other things. Read the full press release.

We applaud the U.S. Department of Housing and Urban Development for taking a stand for all families. We believe this initial action is sending a very clear-and positive-message to the public: HUD is serious about its commitment to LGBT equality.

If you have any reason to believe that you – or someone you know- have been the victim of housing discrimination in Ingham, Jackson, Livingston, Lenawee, Monroe, or Washtenaw county, please call the Fair Housing Center toll-free at 1-877-979-FAIR to discuss the situation or fill out our online contact form.

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